Take Control of Your
Retirement Journey.
Pension reviews for people approaching retirement or with multiple pension pots.
Clear, professional pension advice designed to help you understand your current position and plan confidently for the future.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Truestep Financial Planning is not a business in it’s own right, it is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Frequently Asked Questions
A pension review is a way of taking stock of your existing pensions. It helps you understand how they’re currently set up, what they’re costing you, and whether they still make sense for where you are in life and your retirement plans.
Yes. The initial conversation is entirely complementary, and there is no obligation to take things further. It’s simply an opportunity to talk things through and decide whether you’d like any further help.
We’ll have a friendly, informal chat about your pensions and what you’d like to achieve. We’ll look at your existing arrangements at a high level and explain things clearly, without confusing financial jargon. You’re free to ask questions at any point.
Truestep Financial Planning provides restricted advice. This means our pension and retirement planning advice is given from a selected range of products and providers.
What’s important is that any advice we give is based on what’s suitable for you and explained clearly, so you understand why a recommendation is being made.
We’ll talk through the pensions you tell us about to build a clear picture of where you are now.
For defined benefit (final salary) pensions, we can look at the benefits you have and help you understand what they may provide in retirement, so they can be considered as part of your wider planning. We do not provide advice on transferring defined benefit pensions.
Any advice or recommendations we do give will be based on your personal circumstances and explained clearly, so you can decide whether you wish to proceed.
Not necessarily. The initial review does not commit you to making any changes. It’s about understanding your pensions and your retirement plans first. Any further steps would only be discussed if appropriate and if you choose to continue.
Most initial conversations last around 30 minutes, although this can vary depending on your circumstances and the questions you’d like to cover.
Andrew recommended consolidating my pensions into one plan that’s easy to access and performing well. The advice was clear and professional throughout.
Andrew helped me move my pension to a new provider to improve my long-term outlook. The advice was clear and the process straightforward. I wouldn’t hesitate to recommend Andrew to others.
Andrew advised me on pension choices and a suitable SIPP as I approached retirement. The advice was realistic and well explained. He is a very nice person with great knowledge of the market and has given me exceptional support and advice
Andrew helped me bring my pensions together into one place, making them far easier to understand. I’m very happy with the service and support he provided.
